Insights & Publications | US Policy Strategies

WSJ: The Clinton-Era Roots of the Financial Crisis

Affordable-housing goals established in the 1990s led to a massive increase in risky, subprime mortgages. By Phil Gramm and Mike Solon Aug. 12, 2013 6:55 p.m. ET Simply put, the financial crisis of 2008 was caused by a lot of banks making a lot of loans to a lot of...

WSJ: A GOP Game Plan for Tax Reform

Posted in: Tax Policy | July 11, 2013

If the special deals that create crony capitalism are allowed to survive, Republican efforts will have failed. Thanks to the efforts of Democrat Sen. Max Baucus and Republican Rep. Dave Camp, Congress will take up tax reform this year. Before the debate begins, however, Republicans need to set out the...

Gramm and McMillin: The Debt Problem Hasn’t Vanished

Posted in: Financial Services, Fiscal Policy, Monetary Policy, Regulatory Policy, Tax Policy | May 22, 2013

While deficit projections have recently moderated, the cost of servicing the national debt will explode once interest rates begin to rise. A version of this article appeared May 22, 2013, on page A15 in the U.S. edition of The Wall Street Journal, with the headline: The Debt Problem Hasn’t Vanished....

Michael Solon: The Revenue Deficit From Progressive Tax Rates

Posted in: Fiscal Policy, Tax Policy | March 20, 2013

The government now relies far more on fewer and wealthier taxpayers. No wonder revenues are lower. The two policies that national Democrats blame for massively unbalanced federal budgets—the Bush tax cuts and the wars in Iraq and Afghanistan—have been largely repealed. Yet deficits are projected to average $700 billion a...

WSJ: Obama and the Sequester Scare

Posted in: Defense, Fiscal Policy, Tax Policy | February 27, 2013

Governing isn’t about blaming someone else. It is about choosing. By PHIL GRAMM as appeared in Wall Street Journal on February 27, 2013 on page A13 in the U.S. edition of The Wall Street Journal President Obama’s message could not be clearer: Life as we know it in America will change...

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